@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&family=Plus+Jakarta+Sans:wght@400;500;600;700&display=swap');

/* ============================================================
   HCB Advisory — designer.css  ·  "Halo" system
   Deep navy ink, amber accent, teal secondary, lots of white.
   Rounded geometry, navy-tinted soft shadows, motion-as-texture.
   Token names kept for markup compat; values are all Halo.
   ============================================================ */

:root {
  /* Typefaces — Outfit for display/numbers, Jakarta for body */
  --serif: "Outfit", system-ui, sans-serif;          /* display / headings / numbers */
  --sans:  "Plus Jakarta Sans", system-ui, sans-serif;/* body */
  --mono:  "Plus Jakarta Sans", system-ui, sans-serif;/* labels / captions */

  /* Core palette */
  --forest:       #0A1A3A;   /* navy ink / dark panels */
  --forest-deep:  #081530;
  --gold:         #FFA31A;   /* amber accent */
  --gold-soft:    #FFC46B;
  --teal:         #19B8A6;   /* secondary / trust / ticks */

  /* Surfaces */
  --ivory:  #FFFFFF;         /* "light" (bg + text on dark) */
  --paper:  #FFFFFF;
  --bone:   #FAFBFD;
  --cream:  #F4F7FB;

  /* Rules / borders */
  --rule:        #EAEEF6;
  --rule-soft:   #EEF1F7;
  --border:      #DCE3EF;
  --border-hover:#C9D4E6;

  /* Text greys (navy-based) */
  --ink:      #0A1A3A;
  --text:     #0A1A3A;
  --body:     #42526E;
  --mute:     #5A6A88;
  --mute-soft:#8C99B5;
  --muted:    #5A6A88;

  /* Aliases used across inline styles */
  --accent:      var(--gold);
  --accent-deep: #0A1A3A;
  --surface:     #FFFFFF;
  --bg:          #FFFFFF;
  --active-bg:   #FAFBFD;

  /* System */
  --transition: 0.28s cubic-bezier(.2,.7,.2,1);
  --header-h: 70px;
  --gutter: 28px;
  --panel-w: 1200px;

  /* Shadows — navy-tinted */
  --sh-card:  0 10px 26px rgba(10,26,58,.07);
  --sh-lift:  0 18px 40px rgba(10,26,58,.16);
  --sh-gold:  0 10px 24px color-mix(in srgb, var(--gold) 40%, transparent);

  /* Motion */
  --speed: 1;
  --play: running;
}

/* ---- Reset & base ---- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 16px; line-height: 1.6;
  color: var(--body);
  background: var(--paper);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg, canvas { max-width: 100%; }
a { color: inherit; text-decoration: none; transition: color var(--transition); }
button { font-family: inherit; cursor: pointer; }
::selection { background: var(--gold); color: var(--forest); }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 6px; }
.hidden { display: none !important; }

/* ---- Layout ---- */
.container { max-width: var(--panel-w); margin: 0 auto; padding: 0 var(--gutter); }
.container-narrow { max-width: 820px; margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: clamp(64px, 8vw, 96px) 0; }
.section-sm { padding: clamp(40px, 5vw, 64px) 0; }
.center { text-align: center; }
.center .eyebrow { justify-content: center; }
.between { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.round { border-radius: 999px; }

.bg-ivory  { background: var(--bone); }
.bg-bone   { background: var(--bone); }
.bg-paper  { background: var(--paper); }
.bg-cream  { background: var(--cream); }

.dark-section {
  background: linear-gradient(135deg, #0E2350, #0A1A3A);
  color: #A9B8D6;
  position: relative;
}
.dark-section .h1, .dark-section .h2, .dark-section .h3, .dark-section .display { color: #fff; }
.dark-section .lead { color: #A9B8D6; }
.dark-section .eyebrow { color: var(--gold); }
.dark-section .stat-label { color: #9FB0D0; }
.dark-section .stat-value { color: #fff; }

.grid   { display: grid; gap: 28px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

/* ---- Typography ---- */
.display {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(42px, 6vw, 60px); line-height: 1.04;
  letter-spacing: -0.03em; color: var(--forest);
  text-wrap: balance; margin: 0;
}
.h1 {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(34px, 5vw, 54px); line-height: 1.06;
  letter-spacing: -0.028em; color: var(--forest);
  text-wrap: balance; margin: 0;
}
.h2 {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(28px, 3.6vw, 42px); line-height: 1.1;
  letter-spacing: -0.025em; color: var(--forest);
  text-wrap: balance; margin: 0;
}
.h3 {
  font-family: var(--serif); font-weight: 700;
  font-size: clamp(19px, 1.6vw, 20px); line-height: 1.25;
  letter-spacing: -0.01em; color: var(--forest); margin: 0;
}
.display em, .h1 em, .h2 em, .h3 em { font-style: normal; color: var(--gold); }
.lead {
  font-size: clamp(16.5px, 1.4vw, 18.5px); line-height: 1.6;
  color: var(--body); text-wrap: pretty; margin: 0;
}
.serif { font-family: var(--serif); }
.mono  { font-family: var(--mono); }
.num   { font-family: var(--serif); font-variant-numeric: tabular-nums; letter-spacing: -0.02em; }
p { text-wrap: pretty; }

/* Eyebrow — amber uppercase label (Halo style, no rule) */
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--sans); font-size: 14px; font-weight: 700;
  letter-spacing: 0.04em; text-transform: uppercase;
  color: var(--gold);
}
.eyebrow::before { content: none; }
.eyebrow.no-rule::before { content: none; }

/* ---- Buttons ---- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--sans); font-weight: 700; font-size: 15px; line-height: 1;
  padding: 14px 24px; border-radius: 999px; border: 1px solid transparent;
  transition: transform var(--transition), background var(--transition),
              color var(--transition), border-color var(--transition), box-shadow var(--transition);
  white-space: nowrap;
}
.btn svg { width: 16px; height: 16px; }
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }

.btn-gold, .btn-primary {
  background: var(--gold); color: var(--forest); box-shadow: var(--sh-gold);
}
.btn-gold:hover, .btn-primary:hover {
  background: color-mix(in srgb, var(--gold) 90%, #fff);
  box-shadow: 0 16px 34px color-mix(in srgb, var(--gold) 50%, transparent);
}
.btn-outline {
  background: #fff; color: var(--forest); border-color: var(--border);
}
.btn-outline:hover { border-color: var(--border-hover); background: var(--bone); }
.btn-outline-white {
  background: transparent; color: #fff; border-color: rgba(255,255,255,.28);
}
.btn-outline-white:hover { border-color: #fff; background: rgba(255,255,255,.08); }
.btn-ghost { background: transparent; color: var(--forest); font-weight: 600; padding-left: 8px; padding-right: 8px; }
.btn-ghost:hover { color: var(--gold); transform: none; }
.dark-section .btn-ghost, .hero-v2 .btn-ghost { color: #fff; }
.btn-lg { padding: 16px 28px; font-size: 16px; }
.btn-sm { padding: 11px 20px; font-size: 14px; }
.btn-block { width: 100%; }
.btn-icon {
  width: 40px; height: 40px; padding: 0; border-radius: 999px;
  border: 1px solid var(--border); background: #fff; color: var(--forest);
}

/* ---- Site header (injected by main.js) ---- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.78);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--rule);
}
.site-nav {
  max-width: var(--panel-w); margin: 0 auto; height: var(--header-h);
  padding: 0 var(--gutter);
  display: flex; align-items: center; justify-content: space-between; gap: 28px;
}
.brand { display: inline-flex; align-items: center; gap: 11px; }
.brand-mark {
  width: 112px; height: 112px;
  object-fit: contain; display: block; flex: none;
}
.brand-word {
  font-family: var(--serif); font-weight: 700; font-size: 21px;
  letter-spacing: -0.02em; color: var(--forest);
}
.nav-links { display: flex; align-items: center; gap: 30px; }
.nav-links a { font-size: 15px; font-weight: 500; color: #3A4A6B; position: relative; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--forest); }
.nav-links a::after {
  content: ''; position: absolute; left: 0; bottom: -6px; width: 0; height: 2px;
  background: var(--gold); border-radius: 2px; transition: width var(--transition);
}
.nav-links a:hover::after, .nav-links a[aria-current="page"]::after { width: 100%; }
.nav-actions { display: flex; align-items: center; gap: 18px; }
.nav-portal { font-size: 15px; font-weight: 600; color: var(--forest); }
.nav-portal:hover { color: var(--gold); }
.nav-toggle { display: none; background: none; border: 0; }
.nav-drawer { display: grid; gap: 2px; padding: 8px var(--gutter) 16px; border-top: 1px solid var(--rule); background: #fff; }
.nav-drawer[hidden] { display: none; }
.nav-drawer a { padding: 12px 4px; font-size: 16px; font-weight: 600; color: var(--forest); border-bottom: 1px solid var(--rule-soft); }
.nav-drawer a:last-child { border-bottom: 0; color: var(--gold); }

/* ---- Footer (injected by main.js) — Halo light footer ---- */
.site-footer { background: #fff; padding: 72px 0 40px; }
.footer-grid {
  max-width: var(--panel-w); margin: 0 auto; padding: 0 var(--gutter) 40px;
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr; gap: 30px;
  border-bottom: 1px solid var(--rule);
}
.footer-brand .brand-word { color: var(--forest); }
.footer-tagline { margin-top: 16px; max-width: 30ch; font-size: 14.5px; line-height: 1.6; color: var(--mute); }
.footer-tagline a { color: var(--mute); }
.footer-tagline a:hover { color: var(--gold); }
.footer-col h4 { font-size: 14.5px; font-weight: 700; color: var(--forest); margin: 0 0 16px; }
.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 11px; }
.footer-col a { font-size: 14.5px; color: var(--mute); }
.footer-col a:hover { color: var(--forest); }
/* ---- Footer offices / registration ---- */
.footer-offices {
  max-width: var(--panel-w); margin: 0 auto; padding: 32px var(--gutter);
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px;
  border-bottom: 1px solid var(--rule);
}
@media (max-width: 767px) { .footer-offices { grid-template-columns: 1fr; gap: 26px; } }
.footer-office h5 {
  font-family: var(--mono); font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold); margin: 0 0 12px;
}
.footer-office address {
  font-style: normal; font-size: 14.5px; line-height: 1.6; color: var(--forest); font-weight: 500;
}
.footer-reg { margin: 8px 0 0; font-size: 13px; line-height: 1.6; color: var(--mute); }
.footer-reg a { color: var(--mute); text-decoration: underline; text-underline-offset: 2px; }
.footer-reg a:hover { color: var(--gold); }

.footer-bottom {
  max-width: var(--panel-w); margin: 0 auto; padding: 26px var(--gutter) 0;
  display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap;
  font-size: 13px; color: var(--mute-soft);
}
.footer-legal { max-width: 64ch; line-height: 1.55; }
.footer-social { display: flex; gap: 14px; }
.footer-social a {
  width: 34px; height: 34px; border-radius: 999px; border: 1px solid var(--border);
  display: grid; place-items: center; color: var(--mute-soft); font-size: 13px;
}
.footer-social a:hover { border-color: var(--gold); color: var(--gold); }

/* ---- Hero shells ---- */
.page-hero { padding: clamp(64px, 9vw, 112px) 0 clamp(40px, 6vw, 64px); background: #fff; position: relative; }
.hero-eyebrow { margin-bottom: 22px; }
.cta-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }
.meta-row { display: flex; gap: 40px; flex-wrap: wrap; }

/* Dot-grid overlay (Halo hero signature) */
.dotgrid {
  position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(#0A1A3A 1px, transparent 1.4px);
  background-size: 26px 26px; opacity: .05;
}

/* Hero social-proof badge */
.hero-badge {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 7px 14px 7px 9px; border: 1px solid var(--border); border-radius: 999px;
  background: #fff; font-size: 13px; font-weight: 600; color: #3A4A6B;
  box-shadow: 0 1px 2px rgba(10,26,58,.04);
}
.avatar-stack { display: inline-flex; align-items: center; }
.avatar-stack span { width: 18px; height: 18px; border-radius: 999px; display: inline-block; border: 2px solid #fff; }
.avatar-stack span + span { margin-left: -6px; }
.trust-dots { display: flex; gap: 26px; margin-top: 34px; align-items: center; flex-wrap: wrap; }
.trust-dots > div { display: flex; align-items: center; gap: 9px; font-size: 14px; font-weight: 600; color: var(--body); }
.trust-dots .dot { width: 8px; height: 8px; border-radius: 999px; background: var(--teal); }

/* ---- Stats ---- */
.stat { display: flex; flex-direction: column; gap: 6px; }
.stat-value {
  font-family: var(--serif); font-weight: 700; font-size: clamp(30px, 3.6vw, 44px);
  line-height: 1; letter-spacing: -0.02em; color: var(--forest);
}
.stat-value em { font-style: normal; font-size: .55em; color: var(--gold); margin-left: 2px; }
.stat-label { font-size: 14px; color: var(--mute); }

/* ---- Cards ---- */
.card-bordered, .value-card, .quarter-card, .pillar, .principle,
.tool-card, .insight-card, .case-card {
  background: #fff; border: 1px solid var(--rule); border-radius: 22px;
  padding: 26px 24px 28px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.card-bordered:hover, .value-card:hover, .tool-card:hover,
.insight-card:hover, .case-card:hover {
  transform: translateY(-4px); box-shadow: var(--sh-lift); border-color: var(--rule);
}
.value-num, .quarter-q { font-family: var(--serif); font-size: 34px; color: var(--gold); font-weight: 700; line-height: 1; letter-spacing: -0.02em; }
.value-row { display: flex; align-items: baseline; gap: 14px; }
.pillar-cap, .cat-cap { font-size: 13px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); }

/* Icon chip (46px, radius 13px, amber wash) */
.tool-card-icon {
  width: 46px; height: 46px; border-radius: 13px;
  background: color-mix(in srgb, var(--gold) 16%, white);
  color: var(--forest); display: grid; place-items: center; margin-bottom: 18px;
}
.tool-card-icon svg { width: 22px; height: 22px; }
.tool-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 16px; font-weight: 700; color: var(--forest); }
.tool-card:hover .tool-link { color: var(--gold); }

/* Feature rows (numbered) */
.feat-row { display: grid; grid-template-columns: auto 1fr; gap: 22px; padding: 24px 0; border-top: 1px solid var(--rule); }
.feat-num { font-family: var(--serif); font-weight: 700; font-size: 15px; color: var(--gold); padding-top: 2px; }
.feat-title { font-family: var(--serif); font-size: 20px; color: var(--forest); margin: 0 0 8px; font-weight: 700; }
.feat-body p { margin: 0; color: var(--mute); }

/* Insight & case cards */
.insight-card, .case-card { padding: 0; overflow: hidden; }
.insight-card-body, .case-card-body { padding: 24px; }
.insight-tag, .multi-tag { font-size: 13px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); }
.insight-meta, .case-card-meta { font-size: 13px; color: var(--mute-soft); margin-top: 10px; }

/* ---- Long-form article body (insights) ---- */
.article-body { max-width: 760px; margin: 0 auto; }
.article-body > :first-child { margin-top: 0; }
.article-body h2 { font-family: var(--serif); font-size: clamp(23px, 2.8vw, 31px); color: var(--forest); line-height: 1.25; margin: 48px 0 16px; }
.article-body h3 { font-family: var(--serif); font-size: clamp(18px, 2.1vw, 22px); color: var(--forest); line-height: 1.3; margin: 34px 0 12px; }
.article-body p { font-size: 17px; line-height: 1.75; color: var(--ink); margin: 0 0 20px; }
.article-body strong { color: var(--forest); font-weight: 700; }
.article-body ul { margin: 0 0 24px; padding-left: 22px; }
.article-body li { font-size: 17px; line-height: 1.7; color: var(--ink); margin-bottom: 10px; }
.article-body li strong { color: var(--forest); }
.article-body table { width: 100%; border-collapse: collapse; margin: 28px 0; font-size: 15px; }
.article-body th, .article-body td { border: 1px solid var(--rule); padding: 12px 14px; text-align: left; vertical-align: top; }
.article-body thead th { background: var(--bone); color: var(--forest); font-family: var(--mono); font-size: 12px; letter-spacing: 0.06em; text-transform: uppercase; }
.article-body tbody tr:nth-child(even) { background: color-mix(in srgb, var(--bone) 45%, transparent); }
.cover-tag {
  position: absolute; left: 16px; bottom: 16px;
  background: rgba(255,255,255,.92); color: var(--forest);
  padding: 6px 12px; border-radius: 999px; backdrop-filter: blur(6px);
  font-size: 12px; font-weight: 600;
}

/* ---- Team ---- */
.team-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.team-card { background: #fff; border: 1px solid var(--rule); border-radius: 22px; overflow: hidden; transition: transform var(--transition), box-shadow var(--transition); cursor: pointer; }
.team-card:hover { transform: translateY(-4px); box-shadow: var(--sh-lift); }
.team-card-body { padding: 22px; }
.team-name { font-family: var(--serif); font-size: 20px; color: var(--forest); font-weight: 700; }
.team-role { font-size: 13px; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: var(--gold); margin-top: 6px; }
.team-bio { margin-top: 12px; font-size: 14px; color: var(--mute); }
.portrait-photo, .portrait-silhouette { aspect-ratio: 1/1; background: var(--bone); position: relative; overflow: hidden; }
.portrait-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.portrait-monogram { position: absolute; inset: 0; display: grid; place-items: center; font-family: var(--serif); font-size: 44px; color: color-mix(in srgb, var(--forest) 30%, transparent); font-weight: 700; }

/* ---- Tiers (account types) ---- */
.tiers-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; align-items: start; }
.tier { position: relative; background: #fff; border: 1px solid var(--rule); border-radius: 22px; padding: 30px 26px 28px; transition: transform var(--transition), box-shadow var(--transition); }
.tier:hover { transform: translateY(-4px); box-shadow: var(--sh-lift); }
.tier.popular { border: 1.5px solid var(--gold); box-shadow: var(--sh-gold); }
.tier-flag { display: inline-block; min-height: 20px; font-size: 12px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); }
.tier.popular .tier-flag { background: var(--gold); color: var(--forest); padding: 4px 10px; border-radius: 999px; }
.tier-name { font-family: var(--serif); font-size: 24px; color: var(--forest); font-weight: 700; margin-top: 8px; }
.tier-min { display: flex; flex-direction: column; gap: 2px; margin: 14px 0 20px; font-size: 12px; font-weight: 600; letter-spacing: 0.02em; text-transform: uppercase; color: var(--mute); }
.tier-min strong { font-family: var(--serif); font-size: 28px; color: var(--forest); letter-spacing: -0.02em; text-transform: none; font-weight: 700; }
.tier-features { list-style: none; margin: 0 0 26px; padding: 0; display: grid; gap: 12px; }
.tier-features li { position: relative; padding-left: 26px; font-size: 14px; color: var(--body); }
.tier-features li::before {
  content: ''; position: absolute; left: 0; top: 2px; width: 18px; height: 18px; border-radius: 999px;
  background: color-mix(in srgb, var(--teal) 16%, transparent);
}
.tier-features li::after { content: ''; position: absolute; left: 6px; top: 7px; width: 6px; height: 3px; border-left: 2px solid var(--teal); border-bottom: 2px solid var(--teal); transform: rotate(-45deg); }
.popular-col { align-self: stretch; }

/* ---- Allocation / bars ---- */
.bar-row { display: grid; grid-template-columns: 130px 1fr auto; align-items: center; gap: 16px; padding: 10px 0; }
.bar-label { font-size: 14px; color: var(--body); }
.bar-track { height: 8px; border-radius: 999px; background: var(--rule); overflow: hidden; }
.bar-fill { height: 100%; border-radius: 999px; background: var(--gold); }
.bar-value { font-family: var(--serif); font-weight: 700; font-size: 14px; color: var(--forest); font-variant-numeric: tabular-nums; }
.alloc-equity { background: var(--forest); }
.alloc-fixed  { background: var(--gold); }
.alloc-cash   { background: var(--mute-soft); }
.alloc-alts   { background: var(--teal); }
.delta-pos { color: #3DD68C; font-weight: 700; }

/* ---- Calculator ---- */
.calc-shell { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; background: #fff; border: 1px solid var(--rule); border-radius: 26px; padding: 36px; box-shadow: var(--sh-card); }
.calc-inputs { display: grid; gap: 26px; }
.calc-field-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 12px; }
.calc-field-label { font-size: 13px; font-weight: 600; color: var(--mute); }
.calc-field-value { font-family: var(--serif); font-size: 22px; color: var(--forest); font-weight: 700; }
.calc-field-value em { font-style: normal; font-size: .6em; color: var(--gold); margin-left: 2px; }
.calc-range { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; border-radius: 999px; background: var(--rule); outline: none; }
.calc-range::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; border-radius: 999px; background: var(--gold); border: 3px solid #fff; box-shadow: var(--sh-gold); cursor: pointer; }
.calc-range::-moz-range-thumb { width: 20px; height: 20px; border-radius: 999px; background: var(--gold); border: 3px solid #fff; cursor: pointer; }
.calc-range-ticks { display: flex; justify-content: space-between; margin-top: 8px; font-size: 11px; color: var(--mute-soft); }
.seg-control { display: inline-flex; gap: 4px; padding: 4px; background: var(--bone); border-radius: 999px; }
.seg-control button { border: 0; background: transparent; padding: 8px 16px; border-radius: 999px; font-size: 13px; font-weight: 600; color: var(--mute); }
.seg-control button.active { background: #fff; color: var(--forest); box-shadow: var(--sh-card); }
.calc-output { background: linear-gradient(170deg, #0E2350 0%, #0A1A3A 60%, #081530 100%); border-radius: 22px; padding: 32px; color: #fff; position: relative; overflow: hidden; }
.calc-output::after { content: ''; position: absolute; right: -60px; top: -60px; width: 200px; height: 200px; border-radius: 50%; border: 2px solid rgba(255,163,26,.16); }
.calc-result-sub { font-size: 13px; color: #9FB0D0; }
.calc-result-headline, .result-headline-huge { font-family: var(--serif); font-size: clamp(38px, 5vw, 54px); font-weight: 700; letter-spacing: -0.02em; margin: 8px 0 22px; color: var(--gold); }
.calc-chart-wrap { position: relative; height: 200px; margin: 8px 0 24px; }
.calc-breakdown { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.12); }
.calc-breakdown .stat-value { color: #fff; font-size: 24px; }
.calc-breakdown .stat-label { color: #9FB0D0; }
.calc-disclaimer { margin-top: 20px; font-size: 12px; color: var(--mute); line-height: 1.55; }
.result-card { background: #fff; border: 1px solid var(--rule); border-radius: 22px; padding: 32px; }
.result-nest { display: grid; gap: 8px; }
.goal-pick { display: inline-flex; gap: 8px; flex-wrap: wrap; }
.goal-pick button { border: 1px solid var(--border); background: #fff; border-radius: 999px; padding: 10px 18px; font-size: 13px; font-weight: 600; color: var(--body); transition: all var(--transition); }
.goal-pick button.active { background: var(--forest); color: #fff; border-color: var(--forest); }

/* ---- Quiz ---- */
.quiz-shell { max-width: 720px; margin: 0 auto; }
.quiz-progress { height: 5px; border-radius: 999px; background: var(--rule); overflow: hidden; margin-bottom: 32px; }
.quiz-progress-bar { height: 100%; width: 0; background: var(--gold); border-radius: 999px; transition: width .4s cubic-bezier(.2,.7,.2,1); }
.quiz-counter { font-size: 13px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); }
.quiz-question { font-family: var(--serif); font-size: clamp(24px, 3vw, 34px); font-weight: 700; color: var(--forest); line-height: 1.15; letter-spacing: -0.02em; margin: 12px 0 28px; }
.quiz-question em { font-style: normal; color: var(--gold); }
.quiz-step { display: none; }
.quiz-step.active { display: block; animation: reveal-rise .5s cubic-bezier(.2,.7,.2,1) both; }
.quiz-options { display: grid; gap: 12px; }
.quiz-option { display: flex; align-items: center; gap: 16px; text-align: left; background: #fff; border: 1px solid var(--rule); border-radius: 16px; padding: 18px 20px; font-size: 16px; color: var(--body); transition: all var(--transition); }
.quiz-option:hover { border-color: var(--gold); background: color-mix(in srgb, var(--gold) 5%, #fff); transform: translateX(4px); }
.quiz-option.active { border-color: var(--gold); background: color-mix(in srgb, var(--gold) 10%, #fff); }
.quiz-option-letter { width: 30px; height: 30px; flex: 0 0 30px; border-radius: 999px; background: var(--bone); color: var(--forest); display: grid; place-items: center; font-weight: 700; font-size: 14px; text-transform: uppercase; }
.quiz-option:hover .quiz-option-letter, .quiz-option.active .quiz-option-letter { background: var(--gold); }
.quiz-controls { display: flex; justify-content: space-between; gap: 16px; margin-top: 28px; }

/* ---- Glossary ---- */
.glossary-search input, .search-wrap input {
  width: 100%; padding: 14px 18px; border: 1px solid var(--border); border-radius: 999px;
  font-family: var(--sans); font-size: 15px; background: #fff; color: var(--forest);
}
.glossary-search input:focus, .search-wrap input:focus { outline: none; border-color: var(--gold); }
.glossary-grid { display: grid; gap: 0; margin-top: 28px; }
.glossary-row { display: grid; grid-template-columns: 1fr 1.6fr; gap: 32px; padding: 24px 0; border-top: 1px solid var(--rule); }
.glossary-term { font-family: var(--serif); font-size: 19px; color: var(--forest); font-weight: 700; }
.glossary-term em { font-style: normal; font-size: 12px; font-weight: 700; letter-spacing: 0.04em; color: var(--gold); display: block; margin-top: 4px; text-transform: uppercase; }
.glossary-def { font-size: 15px; color: var(--mute); }

/* ---- Timeline ---- */
.timeline-item, .tl-row { display: grid; grid-template-columns: 100px 1fr; gap: 6px 32px; padding: 26px 0; border-top: 1px solid var(--rule); align-items: start; }
.timeline-year, .tl-year { font-family: var(--serif); font-size: 28px; color: var(--gold); font-weight: 700; letter-spacing: -0.02em; }
/* Keep the year in col 1 and stack the title + body together in col 2,
   so the paragraph doesn't wrap into the narrow year column. */
.timeline-item > .timeline-year { grid-column: 1; grid-row: 1; }
.timeline-item > :not(.timeline-year) { grid-column: 2; }
.tl-text { color: var(--mute); }
.tl-text strong { color: var(--forest); }
.future { opacity: .55; }

/* ---- Legal ---- */
.legal { display: grid; grid-template-columns: 220px 1fr; gap: 56px; align-items: start; }
.legal-toc { position: sticky; top: calc(var(--header-h) + 24px); display: grid; gap: 10px; }
.legal-toc a { font-size: 14px; color: var(--mute); }
.legal-toc a:hover { color: var(--forest); }
.legal-meta { font-size: 12px; font-weight: 600; letter-spacing: 0.04em; text-transform: uppercase; color: var(--mute-soft); }
.legal-section { padding: 28px 0; border-top: 1px solid var(--rule); }
.legal-section h2, .legal-section h3 { font-family: var(--serif); color: var(--forest); font-weight: 700; }
.legal-section p, .legal-section li { color: var(--body); font-size: 15px; }

/* ---- Tables ---- */
.perf-table, .hours-table { width: 100%; border-collapse: collapse; }
.perf-table th, .perf-table td, .hours-table th, .hours-table td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--rule); font-size: 14px; }
.perf-table th, .hours-table th { font-size: 12px; font-weight: 700; letter-spacing: 0.03em; text-transform: uppercase; color: var(--mute); }
.perf-table td { font-variant-numeric: tabular-nums; color: var(--body); }
.hours-row { display: flex; justify-content: space-between; padding: 12px 0; border-bottom: 1px solid var(--rule); font-size: 14px; }
.compare-stat { font-family: var(--serif); font-size: 34px; color: var(--forest); font-weight: 700; letter-spacing: -0.02em; }

/* ---- Forms / contact ---- */
.form-group { display: grid; gap: 8px; margin-bottom: 18px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-group label { font-size: 13px; font-weight: 600; color: var(--mute); }
.form-group input, .form-group select, .form-group textarea {
  padding: 14px 16px; border: 1px solid var(--border); border-radius: 12px;
  font-family: var(--sans); font-size: 15px; background: #fff; color: var(--forest); width: 100%;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--gold); }
.info-item { display: grid; gap: 4px; padding: 16px 0; border-bottom: 1px solid var(--rule); }
.info-label { font-size: 12px; font-weight: 600; letter-spacing: 0.03em; text-transform: uppercase; color: var(--mute); }
.info-value { font-size: 15px; color: var(--forest); }
.info-value a { color: var(--gold); }

/* ---- Imgslot / covers ---- */
.imgslot, .editorial-cover { position: relative; border-radius: 22px; overflow: hidden; background: var(--bone); aspect-ratio: 4/5; }
.imgslot img { width: 100%; height: 100%; object-fit: cover; display: block; }
.editorial-cover svg { width: 100%; height: 100%; display: block; }
.editorial-cover-dark { position: relative; border-radius: 22px; overflow: hidden; background: var(--forest-deep); aspect-ratio: 4/5; }
.editorial-cover-dark svg { width: 100%; height: 100%; display: block; }
.cov-line       { stroke: var(--forest); fill: none; }
.cov-line-soft  { stroke: color-mix(in srgb, var(--forest) 30%, transparent); fill: none; }
.cov-fill       { fill: var(--forest); }
.cov-fill-soft  { fill: color-mix(in srgb, var(--forest) 8%, transparent); }
.cov-accent     { fill: var(--gold); }
.cov-accent-fill{ fill: var(--gold); }
.cov-dot        { fill: var(--gold); }
.cov-axis       { stroke: var(--rule); fill: none; }
.cov-q          { fill: color-mix(in srgb, var(--forest) 5%, transparent); }
.sec-stroke { stroke: var(--gold); fill: none; }
.sec-fill   { fill: var(--gold); }
.sec-accent { fill: var(--gold); }
.sec-dot    { fill: rgba(255,163,26,.5); }

/* Security checklist rows (teal ticks) */
.check-row { display: flex; gap: 14px; align-items: flex-start; }
.check-row .tick { width: 26px; height: 26px; flex: none; border-radius: 999px; background: color-mix(in srgb, var(--teal) 16%, transparent); color: var(--teal); display: grid; place-items: center; font-size: 14px; }

/* Misc chips */
.swatch { width: 100%; aspect-ratio: 3/2; border-radius: 12px; border: 1px solid var(--rule); }
.dot { width: 8px; height: 8px; border-radius: 999px; background: var(--gold); display: inline-block; }
.download { display: flex; align-items: center; gap: 14px; padding: 16px 18px; border: 1px solid var(--rule); border-radius: 14px; background: #fff; transition: all var(--transition); }
.download:hover { border-color: var(--gold); box-shadow: var(--sh-card); }
.dl-name { font-weight: 700; color: var(--forest); }
.dl-meta { font-size: 12px; font-weight: 600; letter-spacing: 0.03em; text-transform: uppercase; color: var(--mute-soft); }
.category li { padding: 8px 0; color: var(--body); transition: color var(--transition); }
.category li:hover { color: var(--gold); }

/* ---- FAQ topic pages ---- */
.breadcrumb { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: var(--mute); margin-bottom: 22px; }
.breadcrumb a { color: var(--mute); }
.breadcrumb a:hover { color: var(--gold); }
.qa-list { display: grid; gap: 0; margin-top: 8px; }
.qa-item { padding: 28px 0; border-top: 1px solid var(--rule); }
.qa-item:first-child { border-top: 0; padding-top: 8px; }
.qa-q { font-family: var(--serif); font-weight: 700; font-size: 20px; color: var(--forest); letter-spacing: -0.01em; margin: 0 0 10px; }
.qa-a { font-size: 16px; line-height: 1.7; color: var(--body); margin: 0; }
.qa-a a { color: var(--gold); font-weight: 600; }
.qa-a + .qa-a { margin-top: 12px; }
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 24px; }
.related-card { display: block; background: #fff; border: 1px solid var(--rule); border-radius: 16px; padding: 20px 22px; transition: transform var(--transition), box-shadow var(--transition); }
.related-card:hover { transform: translateY(-3px); box-shadow: var(--sh-lift); }
.related-card .rc-cap { font-size: 12px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); }
.related-card .rc-title { font-family: var(--serif); font-weight: 700; font-size: 17px; color: var(--forest); margin-top: 6px; }
.category li a { color: inherit; text-decoration: none; flex: 1; }
@media (max-width: 720px) { .related-grid { grid-template-columns: 1fr; } }

/* ---- Modals ---- */
.modal-overlay { position: fixed; inset: 0; z-index: 200; background: rgba(10,26,58,.55); backdrop-filter: blur(4px); display: none; align-items: center; justify-content: center; padding: 24px; }
.modal-overlay.open { display: flex; }
.modal { background: #fff; border-radius: 24px; max-width: 520px; width: 100%; padding: 40px; position: relative; box-shadow: var(--sh-lift); animation: reveal-rise .4s cubic-bezier(.2,.7,.2,1) both; }
.modal-close { position: absolute; top: 20px; right: 20px; width: 36px; height: 36px; border-radius: 999px; border: 1px solid var(--border); background: #fff; color: var(--forest); font-size: 18px; }
.modal-name { font-family: var(--serif); font-size: 26px; color: var(--forest); font-weight: 700; }
.modal-role, .modal-sub { font-size: 12px; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--gold); margin-top: 6px; }
.modal-bio, .modal-body { margin-top: 18px; color: var(--mute); font-size: 15px; }

/* ---- Toast ---- */
.toast { position: fixed; bottom: 28px; left: 50%; transform: translateX(-50%) translateY(20px); background: var(--forest); color: #fff; padding: 14px 22px; border-radius: 999px; font-size: 14px; box-shadow: var(--sh-lift); opacity: 0; pointer-events: none; transition: all var(--transition); z-index: 210; }
.toast.active { opacity: 1; transform: translateX(-50%) translateY(0); }

/* ---- Status pills ---- */
.statusbar, .status-line { display: flex; align-items: center; gap: 10px; }
.status-pill { display: inline-flex; align-items: center; gap: 8px; padding: 6px 14px; border-radius: 999px; background: var(--bone); font-size: 12px; font-weight: 600; letter-spacing: 0.03em; text-transform: uppercase; color: var(--forest); }
.status-dot { width: 8px; height: 8px; border-radius: 999px; background: var(--teal); }

/* ---- Preview browser (fallbacks) ---- */
.topbar { display: flex; align-items: center; gap: 16px; padding: 12px 20px; background: var(--forest); color: #fff; }
.topbar-brand { font-family: var(--serif); font-weight: 700; }
.topbar-url { flex: 1; font-size: 12px; color: #9FB0D0; background: rgba(255,255,255,.08); padding: 8px 14px; border-radius: 999px; }
.topbar-actions { display: flex; gap: 8px; }
.topbar-sep { width: 1px; height: 20px; background: rgba(255,255,255,.2); }
.sidebar { width: 260px; border-right: 1px solid var(--rule); padding: 20px; overflow-y: auto; }
.sidebar-section { font-size: 11px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--mute); margin: 20px 0 10px; }
.page-list { display: grid; gap: 2px; }
.page-item { display: flex; align-items: center; gap: 10px; padding: 10px 12px; border-radius: 10px; cursor: pointer; transition: background var(--transition); }
.page-item:hover, .page-item.active { background: var(--bone); }
.page-dot { width: 7px; height: 7px; border-radius: 999px; background: var(--gold); flex: 0 0 auto; }
.page-name { font-size: 14px; color: var(--forest); }
.page-file, .page-count { font-size: 11px; color: var(--mute); }
.preview-wrapper, .preview-area, .iframe-shell { position: relative; background: #fff; }
.preview-frame, .iframe-shell iframe { width: 100%; height: 100%; border: 0; background: #fff; }
.preview-placeholder { display: grid; place-items: center; height: 100%; color: var(--mute); }
.loading-bar { position: absolute; top: 0; left: 0; height: 2px; background: var(--gold); width: 0; transition: width .3s; }
.device-btn { padding: 8px 14px; border-radius: 999px; border: 1px solid rgba(255,255,255,.2); background: transparent; color: #9FB0D0; font-size: 12px; }
.device-btn.active { background: var(--gold); color: var(--forest); border-color: var(--gold); }
.toggle-track { width: 40px; height: 22px; border-radius: 999px; background: var(--rule); position: relative; cursor: pointer; }
.toggle-switch { position: absolute; top: 3px; left: 3px; width: 16px; height: 16px; border-radius: 999px; background: #fff; transition: transform var(--transition); box-shadow: var(--sh-card); }

/* ============================================================
   Motion
   ============================================================ */
@keyframes reveal-rise { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: none; } }
@keyframes haloSpin    { to { transform: rotate(360deg); } }
@keyframes haloSpinRev { to { transform: rotate(-360deg); } }
@keyframes haloPulse   { 0% { transform: scale(.45); opacity:.5 } 70% { opacity:0 } 100% { transform: scale(1.7); opacity:0 } }
@keyframes haloFloat   { 0%,100% { transform: translateY(0) } 50% { transform: translateY(-16px) } }
@keyframes haloFloatB  { 0%,100% { transform: translateY(0) } 50% { transform: translateY(12px) } }
@keyframes haloDash    { to { stroke-dashoffset: -340; } }
@keyframes haloDraw    { 0% { stroke-dashoffset:520 } 55% { stroke-dashoffset:0 } 100% { stroke-dashoffset:0 } }
@keyframes haloBlink   { 0%,100% { opacity:1 } 50% { opacity:.25 } }
@keyframes haloBob     { 0%,100% { transform: translateY(0) } 50% { transform: translateY(-6px) } }

.reveal { opacity: 0; transform: translateY(22px); }
.reveal.in { opacity: 1; transform: none; transition: opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1); }
.reveal-d1.in { transition-delay: .08s; }
.reveal-d2.in { transition-delay: .16s; }
.reveal-d3.in { transition-delay: .24s; }
.reveal-d4.in { transition-delay: .32s; }

.spin    { animation: haloSpin    calc(22s * var(--speed)) linear infinite; animation-play-state: var(--play); transform-box: view-box; transform-origin: center; }
.spin-rev{ animation: haloSpinRev calc(16s * var(--speed)) linear infinite; animation-play-state: var(--play); transform-box: view-box; transform-origin: center; }
.pulse   { animation: haloPulse   calc(3.4s * var(--speed)) ease-out infinite; animation-play-state: var(--play); }
.float   { animation: haloFloat   calc(6.5s * var(--speed)) ease-in-out infinite; animation-play-state: var(--play); }
.floatB  { animation: haloFloatB  calc(7s * var(--speed)) ease-in-out infinite; animation-play-state: var(--play); }
.bob     { animation: haloBob     calc(4.5s * var(--speed)) ease-in-out infinite; animation-play-state: var(--play); }
.blink   { animation: haloBlink   calc(2s * var(--speed)) ease-in-out infinite; animation-play-state: var(--play); }
.flow    { stroke-dasharray: 7 9; animation: haloDash calc(8s * var(--speed)) linear infinite; animation-play-state: var(--play); }

/* ---- Custom cursor (amber) ---- */
.hcb-cursor { position: fixed; top: 0; left: 0; width: 26px; height: 26px; border-radius: 999px; border: 1.5px solid var(--gold); pointer-events: none; z-index: 999; transform: translate(-50%,-50%); transition: width .2s, height .2s, background .2s; }
.hcb-cursor.hot { width: 44px; height: 44px; background: color-mix(in srgb, var(--gold) 12%, transparent); }

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 980px) {
  .footer-grid { grid-template-columns: 1fr 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .calc-shell, .legal { grid-template-columns: 1fr; }
  .legal-toc { position: static; }
  .team-grid, .grid-3, .grid-4, .tiers-grid { grid-template-columns: repeat(2, 1fr); }
}
/* Collapse the nav to the hamburger before it can overflow on tablet. */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-toggle { display: inline-flex; }
  .nav-portal { display: none; }
  .brand-mark { width: 54px; height: 54px; }
  .nav-actions { gap: 12px; }
}
@media (max-width: 720px) {
  :root { --header-h: 60px; }
  .nav-links { display: none; }
  .nav-toggle { display: inline-flex; }
  .brand-mark { width: 46px; height: 46px; }
  .nav-portal { display: none; }
  .nav-actions { gap: 10px; }
  .grid-2, .grid-3, .grid-4, .team-grid, .tiers-grid,
  .glossary-row, .timeline-item, .tl-row, .feat-row, .bar-row, .form-row, .footer-grid { grid-template-columns: 1fr; }
  .timeline-item > .timeline-year, .timeline-item > :not(.timeline-year) { grid-column: 1; grid-row: auto; }
  .bar-row { gap: 6px; }
  .cta-row .btn { width: 100%; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1 !important; transform: none !important; }
  .hcb-cursor { display: none !important; }
}